Author: Finance Khabar
A recent study conducted by Visa, the global digital payments services company, revealed that a staggering 95% of Indian travelers prefer using credit cards for seamless transactions during international travel. The ‘Global Travel Intentions Study 2023’ sheds light on the key factors influencing these preferences and offers insights into the evolving travel and tourism industry trends. Key Findings: As credit cards continue to dominate the international travel landscape for Indian consumers, the study serves as a valuable resource for industry stakeholders, offering insights into emerging trends and preferences. (Image/Pixabay)
To support the welfare of non-resident Telugu citizens (NRTs) pursuing education abroad, the Andhra Pradesh government has announced extending the Pravasandhra Bharosa Bima (PBB) insurance scheme without any charges for overseas students. Administered by the Andhra Pradesh Non-Resident Telugu Society (APNRTS), this initiative reflects the state’s commitment to the well-being of its diaspora. Benefits of the PBB Insurance Scheme Breakdown of the various benefits offered by the scheme: The extension of the Pravasandhra Bharosa Bima (PBB) insurance scheme by the Andhra Pradesh government underscores its commitment to the well-being of overseas students from the state. With the opportunity for free…
Investing in mutual funds through Systematic Investment Plans (SIPs) has gained immense popularity due to its ability to mitigate market risks over the long term. However, even in the seemingly secure SIP route, investors are only partially immune to market fluctuations. Here, we delve into the time-tested 70:20:10 rule, a formula that can potentially safeguard your mutual fund investments and minimize the impact of market volatility. Understanding the 70:20:10 Rule: The 70:20:10 rule guides investors in allocating their mutual fund investments strategically. 70% is earmarked for large-cap mutual funds, known for stability due to their association with financially robust companies.…
In 2024, the Indian real estate market looks promising for homebuyers, offering various opportunities and choices. According to industry reports, the overall outlook is positive, driven by a strong economy, favourable demographics, and government initiatives like PMAY. While the growth might be slightly slower than the record surge in 2023, experts expect continued upward momentum. The residential sector, especially mid-range and budget-friendly options (Rs 45 lakh to Rs 1 crore), is anticipated to grow. Additionally, the premium and luxury segments are also expected to perform well. Luxury Housing in 2024 Prashin Jhobalia from the House Of Hiranandani mentions a surge…
When it comes to fulfilling immediate financial needs, two popular options often come into play: personal loans and gold loans. Both serve as avenues to bridge the gap between your financial requirements and available funds. Personal loans are versatile, offering unsecured funds for various purposes, while gold loans leverage the value of your gold assets to secure a loan. Let’s delve into the characteristics, benefits, and considerations of each to help you navigate the terrain of choosing between a personal loan and a gold loan. Understanding Personal Loans Personal loans serve as versatile financial tools designed to meet various individual…
Investing in Fixed Deposits (FDs) can be a smart move for steady returns and financial security. To make the most of your FD journey, here are five essential tips to keep in mind: Know Your Goals: Before diving into FDs, ask yourself: What are your financial goals? Whether saving for a future expense or building an emergency fund, having clear goals helps you choose the right FD plan. Different tenures and interest rates cater to various needs, so align your investment with your objectives. Compare Interest Rates: Not all banks offer the same interest rates on FDs. Take the time…
Welcome to the world of financial possibilities! If you’ve ever wondered about making your money work for you, you’ve likely heard about equities. These financial instruments offer a pathway to potential wealth, but the journey has twists and turns. In this article, we’ll embark on a straightforward exploration of whether equities are the right fit for your investment goals. So, buckle up as we unravel the mysteries and unveil the opportunities of investing in equities. Pros of Investing in Equities High Potential Returns: Unlock the door to financial growth with equities. Historical data showcases the potential for substantial returns over…
Meerut- Dabur Hajmola, a leading name in digestive aids, has launched its heartwarming initiative, “Achai Ka Chatkara,” aimed at bringing joy to the faces of underprivileged children. In a commitment to social responsibility, Dabur Hajmola endeavors to make a positive impact by extending its support to those in need. The campaign focuses on uplifting the spirits of underprivileged children by providing them with moments of happiness and opportunities for a brighter future. Dabur Hajmola believes in the power of goodness and aims to create a ripple effect of positivity through this endeavor. ” Hajmola is a brand which cues health…
Navigating the worlds of insurance and assurance can be confusing, but understanding the differences is crucial. In this exploration, we’ll unravel the basics of insurance and assurance, shedding light on the distinct purposes each serves. Let’s dive into the core concepts to empower you with the knowledge needed to make informed decisions in financial protection. What is Insurance? Insurance is a financial arrangement that protects against specified risks. Simply put, it is a contract where individuals or entities pay premiums to an insurance company in exchange for coverage against potential financial losses. The coverage can include various aspects like health,…
In 2023, mutual funds took centre stage in India’s investment landscape, captivating 54% of investors who favoured them over traditional options like fixed deposits. The year witnessed a stellar performance, with the top 20 schemes delivering returns exceeding 20%. Index Funds/ETFs emerged as star performers in short- and long-term scenarios. As the curtain falls on 2023, mutual funds stand tall, marking a robust year of growth and setting the stage for an intriguing journey into 2024. 2023 Investment Insights Lump Sum Dominance: Most investors leaned towards lump sum investments, signalling a preference for substantial, one-time commitments. SIP Surges: Systematic Investment…
To offer end-to-end IoT solution for smart metering including Head end system, Cloud and Analytics Meerut : Bharti Airtel (“Airtel”), one of India’s leading telecommunications service providers, today, announced that it has formed a strategic partnership to power up to 20 million smart meters with IntelliSmart Infrastructure Private Limited, a leading smart metering and digital solutions provider. This marks Airtel’s foray into smart metering applications such as Head end system along with Cloud and Analytics. This is the one of the largest deals in the smart metering space in the country and willsignificantly contribute towards Airtel’s fast-growing IoT deployment across sectors. Airtel’s…
Personal loan? but before you dive in, there are a few key things you should be aware of. Understand Your Need Understand why you need the money. Whether it’s for a home renovation, or debt consolidation, knowing the purpose will help you determine how much you need and the best way to structure your loan. Check Your Credit Score A credit score is a financial report card. The higher your score, the better your chances of securing a loan with favorable terms. Get a copy of your credit report, review it for accuracy, and take steps to improve your score…
In the pursuit of financial stability and wealth creation, choosing the right investment option is necessary. Bajaj Finance Fixed Deposits emerge as a standout option, combining reliability, attractive returns, and a customer-centric approach. Here are the top four benefits that make Bajaj Finance Fixed Deposits a valuable addition to your investment portfolio. 1. Competitive Interest Rates: Bajaj Finance Fixed Deposits offer industry-leading interest rates of up to 8.60% p.a., ensuring that your money works hard for you. Whether you are a conservative investor looking for stability or someone seeking substantial returns, Bajaj Finance provides interest rates that outpace inflation, preserving…
Around 50 research work would be presented by geoscientist from different regions Lucknow, November 16, 2021- 171 year old premier geological research organisation Geological Survey of India under the aegis of Azadi Ka Amrit Mahotsav (AKAM)is organizing All India Scientific & Technical Seminar at the GSI, Northern Regional Office in Lucknow from 16-18 November 2021in collaboration with Rajbhasha Division, CHQ. The main objective of the program is to promote the applications of official language Hindi, along with promoting technical and scientific programs, as well as to share the brief description of these activities to the general public in their daily…
Awareness program was organized on the occasion of the 10th Foundation Day of Women Power Line-1090, under “Mission Shakti-Phase 3.0”, the Women and Child Security Organization (1090) organized community participation and public awareness for women’s safety. The objective of this community participation and public awareness program is to ‘bring together various institutions, men and women of the society for women’s safety, respect and self-reliance and come together to create a conducive environment for women’s safety’.Many state level publicity programs were launched/unveiled and ‘flag off’ by the chief guest of the program, Shri Mukul Goyal, IPS, Director General of Police, Uttar…
Personal loans are at the top of the list for quick borrowing to address a financial emergency. They’re a popular financing choice since you don’t have to put up any collateral, unlike a home or auto loan. As a result, a personal loan is an unsecured loan with a higher interest rate charged by financial institutions. When looking for a personal loan, look for a lender that offers the lowest interest rate. Before you take out a personal loan, be sure you understand some of the most important issues. While lenders are willing to provide you with a personal loan for…
On the occasion of “International Internet Day”, public awareness program related to internet/cyber security of women by ‘Women and Child Security Organisation’ (1090), under “Mission Shakti-Phase 3.0” campaign run by UP Government Lucknow 29 October 2021: Today on the occasion of “International Internet Day”, under “Mission Shakti-Phase 3.0” Women and Child Security Organisation (1090) with the aim of creating awareness on Internet and Cyber Safety in the context of women’s safety. A program was organized in the Women and Child Security Organization (1090) Lucknow auditorium. The program was attended by famous Bollywood actress Bhagyashree as the chief guest. The program…
Under “Mission Shakti-Phase 3.0”, a program aimed at women’s safety awareness by Women and Child Safety Organization (1090) and Shri Ramswarup Memorial University, Lucknow, “Community Engagement Initiative of WCSO (1090) ” was organized at Shri Ramswaroop Memorial University, Lucknow. The program was attended by famous Bollywood actress Bhagyashree as the chief guest. In this “Community Engagement Initiative” program organized in the premises of SRMU, short about the working of 1090 by the Additional Superintendent of Police of Women and Child Security Organization (1090) Mrs. Niti Dwivedi and Ms. Monika Yadav, Deputy Superintendent of Police. Through films and presentation of street…
New Delhi, July 16 (IANS) There has been no slowdown in the appetite for Apple within the smartphone secondary market and its share in the global market for refurbished market was over 44 per cent in the second half of 2020, according to a new report. In addition, Apple’s secondary market ASPs (average selling prices) are almost three times higher than the average of all its competitors, said a Counterpoint Research report. “In fact, over the past year, Apple’s share has increased compared to its competitors. Even with the rollout of 5G by over 150 mobile operators in over 70…
ZS EV is now available across 37 cities in the country Guwahti, July 16, 2021: MG Motor India launched the new ZS EV 2021 priced at Rs. 20, 99,800 in Guwahati. The updated version comes with a best-in-class 44.5 kWh Hi-Tech battery and has a certified range of 419 KM*. Equipped with new 215/55/R17 tyres, the vehicle and battery-pack ground clearances have been increased to 177 mm and 205 mm respectively. Having expanded the charging ecosystem across the country with its partners, the ZS EV 2021 has now been made available for bookings in 37 cities. The MG ZS EV…