Shop for your festival wants affordably with a smart buying option like the Bajaj Finserv Insta EMI Card. Choose an EMI tenure that fits your monthly budget and buy your new iPhone 16 Pro with complete confidence.
Make this festival season all the more special by capturing forever memories on your new iPhone 16 Pro. Sounds like a dream? You can make it come true without breaking your bank with the Bajaj Finserv Insta EMI Card.
Festival seasons are perfect for shopping thanks to smart deals, price drops, and exchange offers that reduce the actual cost. With the Bajaj Finserv Insta EMI Card, you can make your festival shopping affordable with EMI options that split the payment for your purchases across months.
Why the iPhone 16 Pro on EMI
The iPhone 16 Pro is an outstanding investment with its stunning titanium design, with the thinnest borders ever seen. The larger 6.3-inch Super Retina XDR OLED display gives you more screen space for work or entertainment. Apple’s next-generation A18 Pro chip delivers class-leading performance that handles everything smoothly.
Photography enthusiasts will appreciate the advanced triple-camera system. The 48MP wide and ultra-wide lenses capture incredible detail. The 5x telephoto optical zoom brings distant subjects closer without losing quality. You can record 4K 120 fps Dolby Vision videos that look professional. The new camera control button makes taking quick shots easier than ever. Studio-quality microphones and special audio capture ensure your videos sound as good as they look.
iPhone 16 Pro price (August 2025)
| Capacity | Price (Rs.) |
| 128 GB | 1,19,900 |
| 256 GB | 1,29,900 |
| 512 GB | 1,49,900 |
| 1 TB | 1,69,900 |
Bajaj Finserv Insta EMI Card
The easiest way to buy your dream iPhone 16 Pro on EMI is through the Insta EMI Card with its pre-qualified card loan limit of up to Rs. 3 lakh. The Insta EMI Card benefits include instant approval and minimal paperwork, making festival shopping stress-free.
Features and benefits of the Insta EMI Card
This digital card’s features matter because they give you purchasing power without the usual hassles that accompany credit products.
- Pre-qualified card loan limit up to Rs. 3 lakh
- Seamless online and offline use
- Choose tenure from 3 to 60 months
- Get instant approval with minimal paperwork
- Pay zero foreclosure charges when you close early
- Build your credit score with timely EMI payments
- Access special zero down payment offers on select products
- Enjoy your Insta EMI Card benefits across more than 4,000 cities nationwide
Step-by-step method to buy your iPhone 16 Pro on EMI with Insta EMI Card
Getting your iPhone 16 Pro on EMI through Insta EMI Card is simple, whether you make your purchase online or offline.
- Pick your favourite e-commerce platform or nearest partner store to browse the available models.
- Once you pick the model with the colour and capacity of your choice, add it to your cart and move to checkout.
- As a part of the checkout process, you will need to share the details of your Insta EMI Card and select a repayment tenure.
- Next, pay the nominal upfront charge, unless you are availing of a zero down payment offer.
- Finally, confirm the purchase using a one-time password.
That’s it – your purchase is made!
Comparing options: Insta EMI Card vs. credit card and personal loans
Different finance options suit different buyers based on their needs and eligibility.
Highlights
- Insta EMI Card offers pre-qualified card loan limits with instant processing and a vast partner network.
- Credit cards may have higher credit limits, but have more stringent eligibility criteria and higher interest rates.
- Personal loans provide full purchase funds, but come with higher EMIs and more documentation requirements.
The Insta EMI Card benefits shine when you need quick approval without extensive paperwork and low-cost EMIs.
| Option | Interest rate | Processing time | Documentation | Network |
| Insta EMI Card | Low | Instant | Minimal | 1.5 lakh stores |
| Credit card | Higher | Immediate, if approved | Moderate | Most retailers |
| Personal loan | High | 3-7 days | Heavy | Any retailer |
How to get your Insta EMI Card
To qualify for the card, you need to meet the basic eligibility criteria and produce valid documentation.
| Requirement | Details |
| Nationality | Indian national |
| Age limit | 21 to 65 years |
| Credit score | Must be good per Bajaj Finserv risk policies |
| Income | Regular source required from job or business |
| Documents | PAN, Aadhaar, address proof, bank details |
| Joining fee | Rs. 530 (one-time) |
You can apply for your Insta EMI Card online on the official website or via the Bajaj Finserv App. Alternatively, you can apply offline at a partner store if you prefer.
When applying online, you will need to enter your mobile number and complete the OTP verification before accessing the application form. Once you fill in the form, your pre-qualified limit will be revealed. You must then complete the KYC verification with your Aadhaar card details or via DigiLocker. To activate your card, pay the one-time Rs. 530 joining fee and register the e-mandate for auto-debit.
If applying offline at a partner store, the store representative will guide you through the process and verify your documents. Pay the Rs. 530 fee once you are approved and have your card immediately activated for use.
Use your credit and Insta EMI Card responsibly
Using your credit wisely allows you to protect your financial health while getting what you want. Here are some practical tips:
- Check your monthly budget before choosing any EMI tenure
- Choose the shortest tenure you can comfortably afford
- Keep track of processing fees and interest charges
- Set up an auto-debit e-mandate for timely EMI payments
- Never treat EMI options as free money or extra income
- Use festival discounts and exchange offers to lower the principal amount
- Build credit history through consistent payments using the Insta EMI Card benefits
- Read all terms and conditions before making any purchase
- Late payments attract penal charges. So, always pay on time to avoid extra costs.
Take advantage of festival offers and flexible Insta EMI Card options to own the iPhone 16 Pro on EMI without financial worry. Check your offers on the Bajaj Finserv website or visit a partner store near you to know more.
