Author: Finance Khabar

Lucknow/Meerut, July 29, 2024: Bharti Airtel (“Airtel”), one of India’s leading telecommunications services providers, today, announced that it has increased its Wi-Fi service to an additional 4 million new households in Uttar Pradesh. With Airtel Wi-Fi, a customer not only gets high-speed reliable wireless internet service but a whole host of other benefits including access to unlimited streaming, 20+ OTT services and over 350+ TV channels. Customers can book Airtel Wi-Fi by placing an order using the Airtel Thanks App or by calling 8130181301. Sovan Mukharjee, CEO, Uttar Pradesh and Uttarakhand, Bharti Airtel,, said, “I am happy to announce that Airtel Wi-Fi has now reached every…

Finance Desk – Today, the prices of gold and silver have decreased in India. Let’s know what the prices are like in different cities on July 24, 2024: Gold Prices: Silver Prices: Changes Over Time: Market Trends: The prices of gold and silver can change due to many reasons such as how much people are buying, changes in money value, interest rates, and what’s happening in the world economy. (Image/Pixabay)

Finance Desk – Personal loans have become a popular financial tool to manage unexpected expenses. However, one common concern is whether you can apply for a personal loan with bad credit. The good news is it is still possible to secure a personal loan while having bad credit. Understanding Bad Credit Credit scores are typically measured on a scale from 300 to 850, with scores below 600 generally considered as bad credit. A low credit score can result from various factors, including late payments, defaults, high credit card balances. Steps to Apply for a Personal Loan with Bad Credit Key…

Finance Desk – Finance Minister Nirmala Sitharaman introduced some new tax rules that affect people who invest in the stock market. These changes caused the stock market to drop because they mean that investors will have to pay more in taxes. Higher Tax on Stock Transactions: People buy or sell stocks, they now have to pay double the tax they used to. This tax is called the Security Transaction Tax (STT). Higher Tax on Short-Term Profits: If you sell your stocks within a year and make a profit, you will now have to pay 20% tax on that profit. This…

Finance Desk – Finance Minister Nirmala Sitharaman announced several important plans in the 2024 budget to help people get homes, improve villages, and support women and areas affected by natural disasters. The government will spend ₹10 lakh crore to build houses in cities for 1 crore families who don’t earn a lot or are from the middle class. ₹2.66 lakh crore will be used to make rural areas better, like building roads and other important structures. The budget sets aside over ₹3 lakh crore for programs that help women and girls. The government will start a new phase of the…

Finance Desk – Having multiple credit cards from the same bank can be beneficial, but it’s important to think carefully before you decide to do this. Benefits of Multiple Credit Cards from the Same Bank: Things to Be Careful About: Tips for Handling Multiple Cards: (Image/Pixabay)

Meerut : Wynk Music, India’s leading music streaming app by downloads and daily active users, todaymade live a unique offer for music fanatics in the country with a never before offer whereusers will get Wynk Premium subscription for Rs 1. The offer is in collaboration with Akshay Kumar, Radhikka Madan starrer “Sarfira” which isinspired by the life of G. R. Gopinath – the Founder of Air Deccan who revolutionizeddomestic air travel. The innovative offer of Wynk Premium subscription @ just Rs 1/-celebrates the idea of affordable air travel that was pioneered by Air Deccan in India. Available only for today…

Meerut : Wi-Fi has become an integral part of our daily lives, shaping how we work, learn and entertain ourselves in our homes. We now need high speed internet at home for smart devices, studying and working. While Airtel Wi-Fi has historically had limited availability, Airtel has worked towards solving this problem and now we have high speed Wi-Fi available at present in 1200+ cities. This means that those of you who were unable to access high-speed internet will now be able to do so. As a mark of this capability, we have now chosen to offer you even more…

Finance Desk – A salary slip, also known as a pay slip, is a document provided by an employer to an employee. It details the employee’s earnings for a specific pay period. The salary slip not only shows the total earnings before any deductions but also breaks down various deductions such as taxes, provident fund contributions, and insurance, leading to the net salary. Importance Of Salary Slip Overall, the salary slip is a financial document for employees, providing a clear and detailed snapshot of their earnings and deductions.

Finance Desk – The Finance Ministry of India is urging private banks to focus more on serving marginalized section. Financial Services Secretary Vivek Joshi led a review meeting on Tuesday with senior executives from private banks to discuss financial inclusion schemes. At the meeting, they examined how financial inclusion initiatives are performing. Including the Pradhan Mantri SVANidhi, Pradhan Mantri Vishwakarma, and Jan Samarth Portal, among others like Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Pradhan Mantri Mudra Yojana (PMMY). Joshi emphasized the strides made in providing social security and broadening financial inclusion through…

Finance Desk – The Indian rupee saw a slight of 2 paise against the US dollar in early trading on Thursday, bringing it to 83.49. This change was influenced by a positive performance in domestic stock markets. However, high crude oil prices have been a concern. In the interbank foreign exchange market, the rupee opened at 83.49, up by 2 paise from its previous close. Despite fluctuations, the rupee’s overall outlook remains positive, according to CR Forex Advisors’ MD, Amit Pabari. The Reserve Bank of India (RBI) is actively working to keep the rupee from falling below 83.70 against the…

New Delhi – Sati Poly Plast Limited is an ISO Certified Company engaged in the manufacturing of flexible packaging material which is multifunctional and caters to the packaging requirements of various industries. The company provides end-to-end solution for various flexible packaging needs. Sati Poly Plast Limited has filed the Red Herring Prospectus with NSE Emerge for raising funds through public offer. The company will issue fresh equity shares of up to 13,35,000. The IPO is open from 12 -16 July, 2024. SATI POLY PLAST Limited IPO details: Total Equity Shares- 13,35,000 Price Band – Rs.123-130 Face Value- Rs.10 Lot Size-…

Finance Desk – Creating a personal budget is important to save money for the future. So, we’ll explore a few popular budgeting methods that align with your financial goals. Remember, the key is to find a system that fits your lifestyle. The 50/20/30 Rule 50% on Needs: Includes all your essential expenses. 20% on Savings: Allocate a fifth of your income to savings. 30% on Wants: Remaining portion can be used for leisure, or hobbies. This method not only helps manage your spending but also promotes a healthy balance between financial health. Pay Yourself First Prioritize saving by setting aside…

Finance Desk – Commodity trading on the Multi Commodity Exchange of India (MCX) will start one hour later than usual today. This delay is due to technical issues that affected the end-of-day processes. An official statement on the MCX website said, “The End-of-day processes for yesterday’s trade date have been delayed due to some technical issues and hence the special session will start at 09:45 am and market will start at 10:00 am today.” MCX operates its regular trading sessions from Monday to Friday, beginning at 9 a.m. and concluding at 11:30 p.m. The trading hours are split into a…

Finance Desk – Yes Bank’s stock climb by 2% on July 9 morning after the bank denied reports claiming 51% stake in the bank might be sold. These reports had suggested that the Reserve Bank of India (RBI) had approved such a sale, which would mark a significant change in the ownership of Yes Bank. The rumors, which appeared in various news outlets had indicated that this potential sale could value Yes Bank, India’s sixth-largest private bank by assets, around $10 billion. This would make it the largest deal in India’s banking sector. However, Yes Bank quickly responded to these…

Meerut : Airtel India has strongly denied claims of a data breach, which alleged that the data of 375 million Airtel India users was put up for sale on the dark web. According to Dark Web Informer on X (formerly Twitter), an unauthentic data hacker named xenZen is allegedly selling data belonging to Airtel India customers. Alleged Data Breach The alleged data breach includes 375 million customer details updated until June 2024. The breach, claimed to have occurred in June 2024, includes data fields such as mobile number, name, date of birth, father’s name, local address, permanent address, alternate number,…

Finance Desk – In Mumbai, a family fraudulently claim over ₹1 crore from four different insurance companies. News reports say that a woman, Kanchan Pai, in collusion with her husband Rohit, son Dhanraj, and a doctor, Ashutosh Yadav, managed to deceive four insurance companies. The police investigation revealed that Kanchan Pai had purchased life insurance policies from Max Life, Bharti AXA, HDFC, and Future Generali under two names—her real name and another. The combined value of these policies amounted to approximately ₹1.1 crore. The family falsely reporting Kanchan’s death after the policies were secured and claimed insurance with a fake…

Finance Desk – The Securities and Exchange Board of India (Sebi) recently announced a significant update for mutual fund investors. Starting April 1, Sebi has mandated that the Consolidated Account Statement (CAS) will be sent primarily through email. The CAS provides details of all transactions across an investor’s mutual fund folios and depository accounts, assuming that the Permanent Account Number (PAN) is the same across the Registrar and Transfer Agents (RTAs) and the depositories like NSDL or CDSL. This shift to email as the default method of dispatching the CAS is part of Sebi’s push towards digitalization. Investors whose email…

Finance Desk – Bajaj Housing Finance Ltd (BHFL) has recently launched ‘Sambhav Home Loans’, marking its entry into the affordable housing market. This is specially designed to cater to first-time homebuyers in the unserved and underserved segments. With an income eligibility starting at just ₹10,000 per month and offering loan amounts starting from ₹10 lakh. This proudct aims to make home ownership more accessible. This move by BHFL provide financial solutions to those who might not typically qualify for conventional home loans due to their income levels. Additionally, BHFL has filed preliminary documents with the Securities and Exchange Board of…

Finance Desk – According to a recent report from the Reserve Bank of India (RBI), personal loan defaults are on the rise, education loans see highest rate of defaults. The RBI’s Financial Stability Report for June 2024 shows that non-performing assets (NPAs) for education-related personal loans at 3.6 percent. While, credit card at 1.8 percent, auto loans at 1.3 percent, and housing loans at 1.1 percent. Experts says that the highest defaults on education loans is because of increasing number of students opting for studies abroad, particularly during peak seasons. Despite these challenges in the education loan segment, the overall…